NPS Calculator — National Pension Scheme Pension & Corpus
Monthly Contribution$10,000
$
Expected Return Rate (p.a.)10%
%
Min 40% required by law
Retirement Corpus Asset Allocation
Enter details to view NPS retirement allocation chart
About This Tool
The National Pension System (NPS) is a voluntary, long-term retirement savings scheme regulated by the Pension Fund Regulatory and Development Authority (PFRDA) of India. Designed to provide financial security post-retirement, NPS offers exceptional tax-saving benefits under Section 80CCD. This free online NPS calculator estimates your total retirement corpus, tax-free lump sum withdrawal, reinvested annuity fund, and expected monthly pension based on your regular monthly savings.
How to Use
- Enter or slide to select your Monthly Contribution amount
- Enter your Expected Return Rate (typically 9% to 12% for NPS)
- Input your Current Age and target Retirement Age (typically 60 years)
- Set your Annuity Percentage (minimum of 40% is mandatory by law to purchase pension annuities) and your Expected Annuity Return Rate